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SIP Calculator

Use this SIP calculator to see how a fixed monthly investment can grow over time with compounding.

How to use the sip calculator

Enter your monthly investment, the expected yearly return and the number of years.

How the sip calculator works

A SIP invests the same amount every month. The future value is M × ((1 + i)^n − 1) ÷ i × (1 + i), where M is the monthly amount, i is the monthly return (annual ÷ 12) and n the number of months. Returns are estimates, not guarantees.

Frequently asked questions

What is a SIP?

A systematic investment plan invests a fixed amount at regular intervals, usually monthly, in a fund.

Is the return guaranteed?

No. Market-linked returns vary. The expected rate is only an assumption.

Why start early?

Compounding rewards time. The same monthly amount grows far more over 20 years than over 10.

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