How to use the sip calculator
Enter your monthly investment, the expected yearly return and the number of years.
How the sip calculator works
A SIP invests the same amount every month. The future value is M × ((1 + i)^n − 1) ÷ i × (1 + i), where M is the monthly amount, i is the monthly return (annual ÷ 12) and n the number of months. Returns are estimates, not guarantees.
Frequently asked questions
What is a SIP?
A systematic investment plan invests a fixed amount at regular intervals, usually monthly, in a fund.
Is the return guaranteed?
No. Market-linked returns vary. The expected rate is only an assumption.
Why start early?
Compounding rewards time. The same monthly amount grows far more over 20 years than over 10.